Sports Injury Insurance
Here at Optimum Financial we don’t see you as another number, we see you as an important individual, as you are.
We aim to build long term relationships with our clients, so we regard professionalism and integrity as fundamentals in order for us to achieve this.
Sports Injury Insurance:
Are you one of the one in three parents who worry about the risk of serious injury from school sports?
Recent research shows that:
• around 17% of parents have had to take children to Accident & Emergency units in the past five years because of injuries sustained while playing sport at school
• nearly 1/6th have had to visit GPs for advice on sports injuries
• over 30% of parents have had to seek medical or dental treatment for children due to school sports injuries in the past five years
Parents are also becoming increasingly keen to see action from schools and sports bodies to help reduce the risk of injury:
• one in five say they would be happy to back a ban on full contact rugby in schools
• more than a third want better recording of injuries suffered as a result of school sports
• 40% want children to be able to opt out of rugby one third would support opt-outs for hockey and football
Should contact sports be banned?
The benefits that playing sport brings to children are huge. Aside from the enjoyment, it improves physical fitness and health and builds self-confidence. However, it is clear that a substantial number of parents are worried about the risk of serious injury.
The Sport Collision Injury Collective, a group of doctors, academics, sports scholars and health professionals, have called for a ban on tackling in school rugby matches. These calls may be controversial and many will argue that playing contact sports is a great way to develop team work and a broader set of skills. No doubt the debate will continue.
School sports aren’t the only culprit though. MetLife reports that over two-thirds of claims on their accident and hospital cover policy are for broken bones – mostly caused by kids just being kids. With the summer holidays around the corner, children are likely to spend more time outside playing with friends and taking part in summer activities and sports clubs.
Although we can’t wrap our children in cotton wool, we can take preventative measures and give them the tools they need to avoid unnecessary risks, as well as putting protection in place in the event an accident does happen.
The accident policies can also cover adults who play sports too.
If you’d like information or advice about accident protection cover, please get in touch.
Ready to find out more? Book an appointment today!
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If you are looking for expert Insurance advice and Insurance Cover in South Wales then you have come to the right place. Here at Optimum Financial we have a team of expert Insurance Advisers and Financial Advisers that can provide you sound advice on Life Insurance, Sports Injury Insurance, Accident Insurance, Critical Illness Insurance, Mortgage Protection Insurance, Income Protection Insurance, Business Protection Insurance, Sickness Insurance, Whole of Life Insurance, Self Employment Insurance and Over 50’s Insurance. Our Insurance Advisers cover from Carmarthen to Chepstow in Wales and everything in between as well as the South West of England including Bristol, Swindon, Gloucester, Avon, Wiltshire, Gloucestershire and Somerset etc. Please feel free to book an appointment with a specialist insurance advisor today!
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“I first met Jason at Mosley RFC he then came to my house and gave me a bespoke insurance package well within my affordability to cover my mortgage with a life and critical illness policy, a sports and injury cover should I become injured at work, playing rugby or even day to day life. Jason also covered my wages to ensure my bills are covered from the first day of sickness, should I become sick or injured… highly recommend optimum financial…” Will Evans, self employed rugby player If you are interested in discussing your insurance requirements please feel free to contact us.
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