Testimonial from one of our happy clients…

“I first met Jason at Mosley RFC he then came to my house and gave me a bespoke insurance package well within my affordability to cover my mortgage with a life and critical illness policy, a sports and injury cover should I become injured at work, playing rugby or even day to day life. Jason also covered my wages to ensure my bills are covered from the first day of sickness, should I become sick or injured… highly recommend optimum financial…” Will Evans, self employed rugby player   If you are interested in discussing your insurance requirements please feel free
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Critical Illness Insurance…

Please find some frequently asked questions on Critical Illness Cover: What is Critical Illness Insurance / Critical Insurance Cover? Critical Illness Insurance (also known as critical illness cover) is an Insurance policy that pays out a tax free lump sum of money upon diagnosis of a specified critical illness. Unlike life insurance cover, Critical Illness Insurance pays out to yourself. It is more expensive than life cover, however you are far more likely to suffer a critical illness than to die. Many Insurance companies also offer free children’s critical illness cover in their critical illness policies. What is Children’s Critical Illness Cover? Free Children’s Critical Illness
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What is Health Insurance & What does it cover?

Please find some frequently asked questions about health insurance also known as Private Medical Insurance: What is health insurance? Private Medical Insurance (PMI) in the UK provides access to high-quality private medical facilities and medical treatments, at a time and place of your convenience. Health Insurance also plays an equally important role in helping fund the cost of early diagnosis and treatment of acute conditions. This could be anything from a few sessions of physiotherapy, to more complex procedures such as major heart surgery or biological therapy for the treatment of cancer. What conditions does health insurance cover? Private medical
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Protecting you and your family…

Loving our new advert recently designed and soon to be featured in xposure menus around South Wales. Thanks to Lance for all of his work and please look out for the ad in a menu, at a play centre or cafe near you!
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Interesting Article on the rise of the 40 year mortgage…

I recently read an interesting article on the Money Facts website that discussed the recent rise in popularity of the 40 year mortgage.  You can see the full article and more by following the link: https://moneyfacts.co.uk/news/mortgages/rising-popularity-of-40-year-mortgages/ Please find a copy of the Article: Rising popularity of 40-year mortgages Category: Mortgages Author: Derin Clark Date: 17/04/2019  Nearly half of first-time buyers would consider taking out a 40-year mortgage to get onto the property ladder, according to research from Santander Mortgages. This could prove a successful strategy, as the bank also found that choosing a 40-year mortgage over a 25-year term could help 3.25 million more
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