About Optimum Financial
Let Optimum Financial Look After You & Your Family...
Our Skills & Expertise
Optimum Financial specialise in giving our customers the most suitable insurance policies to suit their needs and affordability.
Our financial and insurance advisers will deliver not only the best value for money cover but also the most comprehensive insurance policy to help ensure peace of mind and that you are fully covered for every eventuality.
Whether this is your first life insurance policy or not we understand the market can appear complicated and daunting.
Our aim is to simplify the process to make it as easy as possible for you to choose the ideal insurance policy for you. We compare the rates of some of the UK’s largest insurance providers including household names such as Legal and General, Vitality, Zurich, Aviva, AIG and many more.
We strive to offer our customers the best customer experience by giving help and advice on all the available options. Our financial advisers will take the time to understand your circumstances before explaining and recommending an Insurance product and/or financial solution that would be ideal for you and your circumstances. Best of all we offer our customers completely free non-obligation quotes.
See our Latest Financial News
Follow us on Social Media
See our Frequently Asked Questions
First-time buyers with 5% deposits now in negative equity due to plummeting house prices https://www.thesun.co.uk/money/9746400/first-time-buyers-negative-equity-house-prices-deposit/ — Read on www.thesun.co.uk/money/9746400/first-time-buyers-negative-equity-house-prices-deposit/
After a successful recruitment drive with new recruits currently on our in-house training course, we now only have 2 spaces remaining for competent financial / Insurance advisers in England & Wales… to be considered for these last available insurance or financial advisory roles, please contact us directly. We are looking for an Insurance Advisor in Swansea so if that’s you, please get in touch as we would love to hear from you…
Interesting Article about Insurance as an Employee Benefit: The majority do not offer personal insurance benefits
Most organisations do not provide personal insurance benefits, and few plan to begin, according to research by Employee Benefits. — Read on www.employeebenefits.co.uk/exclusive-majority-personal-insurance/ If you are interested in discussing various insurance policies as employee benefits please get in touch via our contact page.
Interesting Express Article on Life Insurance UK: Why a new job could mean you need to pay MORE for your cover | Personal Finance | Finance | Express.co.uk
LIFE insurance policies may be taken out for a whole host of reasons. It may be that some people are required to pay more for their cover, and this could come down to their profession. — Read on www.express.co.uk/finance/personalfinance/1162716/life-insurance-uk-claim-policy-news-latest
Interesting Article on Disability Insurance – What is short-term disability insurance? Cost and details, explained – Business Insider
Many employers offer short-term disability insurance at little or no cost to employees, but the benefits don’t last long and may be taxed as income. — Read on www.businessinsider.com/what-is-short-term-disability-insurance-explained
After a successful recruitment drive with new recruits currently on our in-house training course, we now only have 2 spaces remaining for competent financial / Insurance advisers in England & Wales… to be considered for these last available insurance or financial advisory roles, please contact us directly. We are looking for an Insurance Advisor in Cardiff so if that’s you, please get in touch as we would love to hear from you…
If you are looking for expert Insurance advice and Insurance Cover in South Wales then you have come to the right place. Here at Optimum Financial we have a team of expert Insurance Advisers and Financial Advisers that can provide you sound advice on Life Insurance, Sports Injury Insurance, Accident Insurance, Critical Illness Insurance, Mortgage Protection Insurance, Income Protection Insurance, Business Protection Insurance, Sickness Insurance, Whole of Life Insurance, Self Employment Insurance and Over 50’s Insurance. Our Insurance Advisers cover from Carmarthen to Chepstow in Wales and everything in between as well as the South West of England including Bristol, Swindon, Gloucester, Avon, Wiltshire, Gloucestershire and Somerset etc. Please feel free to book an appointment with a specialist insurance advisor today!
Know anyone looking for Life Cover or other Insurance? Check out the Referral scheme from Optimum Financial – Financial Advisers in Wales
Referrals | Optimum Financial – Financial Advisers in Wales — Read on optimumfinancialuk.com/referrals/
“I first met Jason at Mosley RFC he then came to my house and gave me a bespoke insurance package well within my affordability to cover my mortgage with a life and critical illness policy, a sports and injury cover should I become injured at work, playing rugby or even day to day life. Jason also covered my wages to ensure my bills are covered from the first day of sickness, should I become sick or injured… highly recommend optimum financial…” Will Evans, self employed rugby player If you are interested in discussing your insurance requirements please feel free to contact us.
Please find some frequently asked questions about health insurance also known as Private Medical Insurance: What is health insurance? Private Medical Insurance (PMI) in the UK provides access to high-quality private medical facilities and medical treatments, at a time and place of your convenience. Health Insurance also plays an equally important role in helping fund the cost of early diagnosis and treatment of acute conditions. This could be anything from a few sessions of physiotherapy, to more complex procedures such as major heart surgery or biological therapy for the treatment of cancer. What conditions does health insurance cover? Private medical insurance is designed to cover the cost of private medical treatment for acute conditions. An acute condition is a disease, illness or injury that is likely to respond quickly to treatment and return someone to the state of health they were in before, or lead to a full recovery. It doesn’t usually cover treatment of long-term (chronic) conditions, where the main aim is to keep the symptoms under control – these are still treated within the NHS. Private medical insurance also won’t cover any pre-existing conditions that you may have when taking out a plan. Here at Optimum Financial we provide helpful advice about health insurance and many other types of insurance cover. If you would like to chat about health insurance or any other type of insurance cover for you and your family or staff please feel free to contact us:
We've got a lot of great information to share...
Sign up for our newsletter and receive information about the various products and covers that we provide.